Positions change without notice — sometimes overnight. A lender's status can change at any time, including after you have applied or completed (for example, if the lender's ownership changes). This page covers buy‑to‑let term lending only — the same lender's position may be different for bridging, commercial or any other product. Always confirm the current position with the Beis Horoah before proceeding.
Heter iska required
The prohibition of ribbis applies — a heter iska must be arranged before borrowing. The badge against each lender shows whether it can arrange the heter iska itself; where it does not, speak to the Beis Horoah before proceeding.
No heter iska needed
Per the Beis Horoah's classification at the date shown. Ownership changes can move a lender out of this list at any time.
Check before you proceed
The Beis Horoah L'Inyonei Ribbis U'Shtaros "Shevet M'Yehuda" operates a helpline for ribbis questions and business contracts. Confirm the current position — and that any required heter iska paperwork is valid — before entering into a loan.
020 3475 1418Under the auspices of the UOHC · c/o 140 Stamford Hill, London N16 6QT
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Important — please read
- Information only. Nothing on this page is a halachic ruling, a recommendation, an endorsement of any lender, or advice of any kind. The classification is that of the Beis Horoah "Shevet M'Yehuda" (UOHC); DAS Finance does not determine any lender's heter iska status.
- It can change tomorrow. Positions change without notice — including mid‑application and after completion, for example following a change in a lender's ownership. A lender shown today as not needing a heter iska may need one tomorrow. Never rely on this page alone.
- Buy‑to‑let only. This page covers buy‑to‑let term lending. The same lender may have a different position for bridging, commercial, development or any other product line. Check each product separately with the Beis Horoah.
- Updated manually. This page is maintained by hand from the printed Ribbis Bulletin and update notices as they reach us. It may be out of date at any given moment.
- Verify before you act. Always confirm the current position with the Beis Horoah (020 3475 1418) or your own Rov, and ensure any required heter iska paperwork is in place, before applying for or completing any loan.
- No responsibility. DAS Finance accepts no responsibility or liability whatsoever for any reliance placed on this page or for any loss arising from it.
- Know of a change? Email info@dasfinance.co.uk and we'll review and update the page.